If your insurer tries to talk you out of hiring a lawyer or public adjuster, take that seriously. You have every right to explore outside help—especially if the process feels one-sided or confusing. Comments like “it’ll only cost you more” or “you don’t need that” are often meant to keep control in their hands.
Document these conversations and trust your judgment. Getting support from someone who understands insurance law can shift the balance in your favor and reveal options you didn’t know you had. You don’t have to go through this alone—and you shouldn’t be pressured to.
Dealing with hurricane damage is overwhelming—and when your insurer stalls or complicates your claim, it adds insult to injury. Watch for signs like delays, vague denials, low estimates, or excessive paperwork. Keep a detailed log of every interaction, including emails, phone calls, and documents submitted. Ask questions, challenge numbers that don’t add up, and don’t hesitate to push back when something feels off. If your insurer discourages you from seeking outside help, that’s a warning sign. You have the right to advocate for yourself. Stay organized, trust your instincts, and speak up when the process stops feeling fair or honest.
Leave a Reply